Advisory Board
John Hart
Mr. Hart is Vice Chairman and Treasurer of both Emigrant Bancorp and Emigrant Savings Bank, has been an officer of the Bank since 1987 and an officer of Bancorp since it was formed in 1994. He is the head of the Capital Markets Division of the Bank and oversees Emigrant Business Credit and Emigrant Capital Corporation. In addition, Mr. Hart is responsible for the Bank’s mergers and acquisitions analyses. He also serves as a director and/or officer of a number of Bancorp’s and the Bank’s subsidiaries and affiliates. Prior to joining the Bank, Mr. Hart was a Senior Director of Capital Markets of the former Meritor Savings Bank from 1978 to 1987. Mr. Hart is also Chairman of the Board of The Christian Heritage School in Trumbull, Connecticut and serves on the Advisory Board of theBowery Mission in New York.
Michael Goolden, CEO.
Prior to founding L7 Performance Management, Mr. Goolden spent over 20 years in successively responsible positions with the General Electric Company. After graduating the Financial Services Management Development Program and several successful years in both sales and sales management, he served in diverse executive management roles and business segments. Mr. Goolden’s positions included Senior Vice President and Region Manager, Vice President of Global Six Sigma Quality, and General Manager and President. Mr. Goolden’s teams and businesses consistently produced record growth results. He holds a bachelor of Science degree in Business Management from Ithaca College and a Masters in Management from Northwestern University’s Kellogg Graduate School of Business.
Your Personal Information
Girlawhirl, in order to provide you with the best service possible, announcements, free giveaway drawings, and updates to some of our features, requires your e-mail address and some basic information marked by an asterisk ( * ) on our registration ( sign up ) page. In addition, we ask for some optional information here as well. We use this basic, and optional information, to fine tune our content to best meet your interests. Girlawhirl does not collect any personal information that is not expressly provided to us. Furthermore, Girlawhirl will not disclose your personal information to any third party without your consent, except when necessary to deliver a requested service. Upon request, we will provide you with the information that we maintain about you.
Our Demographics
Typically, we may use aggregate data such as income, age and geography to further customize our content and enhance our services. We may share this aggregate information with advertisers, marketers, and the media. Likewise, we may share this information with another company in the event that we merge, are acquired or participate in a joint venture with another company. All aggregate data will be shared without any personally identifiable information about our individual subscribers.
Web Site Usage Information
Likewise, we and some of our partners/affiliates, may make use of cookies (small text tiles placed on your computer’s hard disk by our server). They are used to collect non-personal traffic information such as the number of visits to our site and pages visited. This information will only be used to assess how subscribers are using our services so that we may better serve you. This data will also allow us to manage the functionality of the site. Girlawhirl will never use cookies to retrieve information from a computer that is unrelated to our site or services.
Linked Sites
Although Girlawhirl may provide links to third party sites, we are not responsible for the content that appears on those sites nor do we endorse these sites. Please review each site’s privacy policy to determine their use of information.
Advertisers
To support our efforts we sell sponsorships of Girlawhirl mailings to advertisers who we think you’d like to know about. These advertisers will either be identified as a Friend of Girlawhirl, Custom Mail, Advertisement or Sponsor. You may, at any time, choose to opt-out by checking the box marked opt-out on our sign up page. You may also opt-out by contacting us here, or sending an e-mail to unsubscribe@girlawhirl.com.
Security
Girlawhirl stores all of the information described above in restricted databases.
Changes to Privacy Policy
Girlawhirl may change this privacy policy. Any changes will be reflected on this privacy policy page. If you are concerned about how your information will be used, you should check back at this privacy policy page periodically.
Contact
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giveaway rules
Periodically, we have ” giveaway ” drawings which are made viarandom selection from our Member pool andcompriseone or more of our gifts (‘Gift’ or ‘Gift Items’) which we, Girlawhirl, Incorporated, owner of the Site (the ‘Company’) in our sole discretion choose to award to the winner.Company is not affiliated with and does not endorse any Gift Items distributed by Company, any merchant listed on the site, or gift programs or promotions which are not conducted exclusively by the Company.
YOU MUST BE OVER 18 AND A U.S. RESIDENT TO BECOME A MEMBER
You must be a person over 18 who is a U.S.resident of one of the 50 United States or the District of Columbia in order to receive your Gift. Employees and relatives of the Company, persons residing with them and any employee of an independent contractor which services the Company are not eligible to receive Gifts. Corporations or other business or government entities are also not eligible to participate.
PARTICIPATION
The Company in its sole discretion randomly awards gifts and prizes to Members with no obligation of any kind or further action on the part of the Member. There are no specific time periods for random awards to be granted. Gifts are chosen solely at the discretion of the Company. A Member should receive the Gift within 6 to 8 weeks of initial notification of a gift award. If a Gift is not received within said time period the Member should contact the Company. It may take the Company up to five business days to respond. The Company reserves the right to 1) substitute any Gift with a similar gift 2) substitute any Gift with another of similar value to be determined solely by the Company or 3) send the Member the cash equivalent to be determined solely by the Company. In the event any Gift Item has a value of over $600 it must be reported to the IRS and the Company must obtain the Member’s social security number before a Gift will be sent. A Member is solely responsible for federal and state tax liability for such gifts.
DISCLAIMER OF WARRANTIES
THE COMPANY, ITS ADVERTISERS AND LICENSORS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THIS SITE, ADVERTISER’S SITES, OFFERS, GIFTS, THE SUITABILITYOF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE. ALL OF THIS SITE, ADVERTISER’S SITES, OFFERS, GIFTS, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGHTHIS SITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. THE COMPANY, ADVERTISERS AND/OR ITS LICENSORS HEREBY DISCLAIM ALL WARRANTIES WITH REGARD TO THIS SITE, ADVERTISER’S SITES, OFFERS, GIFTS, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE, INCLUDING ALL EXPRESS, STATUTORY, AND IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. THE COMPANY, ADVERTISERS AND/OR ITS LICENSORS DO NOT WARRANT THAT THIS SITE, ADVERTISER’S SITES, OFFERS, GIFTS, THE SUITABILITY OFTHE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE ARE ACCURATE, RELIABLE OR CORRECT; THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENTS OR ANY INFORMATION RECEIVED THROUGH THIS SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS SITE IS SOLELY AT YOUR RISK. MEMBER AGREES THAT IT HAS RELIED ON NO WARRANTIES, REPRESENTATIONS OR STATEMENTS OTHER THAN IN THIS AGREEMENT. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU BUT SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW OF YOUR JURISDICTION.
LIMITATION OF LIABILITY
UNDER NO CIRCUMSTANCES SHALL THE COMPANY, ADVERTISERS AND/OR ITS LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM, OR ARISE OUT OF THE USE OF, ORINABILITY TO USE, THIS SITE, ADVERTISER’S SITES, OFFERS, GIFTS, THE SUITABILITYOF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF THE COMPANY, ADVERTISERS AND/OR ITS LICENSORS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE COMPANY, ADVERTISERS AND/OR ITS RESPECTIVE LICENSORS’ LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW OF YOUR JURISDICTION.
INDEMNIFICATION
You agree to defend, indemnify, and hold harmless the Company, its advertisers, licensors, subsidiaries and other affiliated companies, and their employees, contractors, officers, agents and directors from all liabilities, claims, and expenses, including attorney’s fees, that arise from your use of this site, advertiser’s sites, offers, gifts, the suitability of the information contained on or received through use of this site, or any services or products received through this site, or any violation of this Agreement.
CHOICE OF LAW AND FORUM
Member agrees that the statues and laws of the State of Connecticut shall apply to any actions or claims arising out of or in relation to this Agreement, without regard to conflicts of laws principles thereof. Member further agrees to the exclusive personal jurisdiction and venue of Fairfield County, Connecticut and any legal proceedings shall be conducted in English.
MISCELLANEOUS
This Agreement constitutes the entire agreement between the parties, supersedes any prior or contemporaneous (oral, written or electronic) agreement between the parties and shall not be changed except by written agreement signed by an officer of the Company. If any provision of this Agreement is prohibited by law or held to be unenforceable, the remaining provisions hereof shall not be affected, and this Agreement shall continue in full force and effect and the unenforceable provision shall be amended to best accomplish the objectives of this Agreement within the limits of applicable law.
This Agreement constitutes the entire agreement between the parties, supersedes any prior or contemporaneous (oral, written or electronic) agreement between the parties and shall not be changed except by written agreement signed by an officer of the Company. If any provision of this Agreement is prohibited by law or held to be unenforceable, the remaining provisions hereof shall not be affected, and this Agreement shall continue in full force and effect and the unenforceable provision shall be amended to best accomplish the objectives of this Agreement within the limits of applicable law.
TO REDEEM YOUR GIFT, YOU MUST ACCEPT ALL OF THE PROVISIONS OF THESE GIVEAWAY RULES. PLEASE ALLOW 6-8 WEEKS TO RECEIVE YOUR GIVEAWAY.
terms and conditions
By using our website you signify your agreement to these Terms and Conditions. Please check these Terms and Conditions periodically for changes as the owner of the site Girlawhirl, Incorporated (“Company”) reserves the right to revise and your continued use of this site following the posting of any changes constitutes acceptance of such changes.
LICENSE TO USE THIS SITE
Company hereby grants you a non-exclusive, non-transferable limited license to use this site and participate in our programs in accordance with these Terms and Conditions and as permitted via instructions for specific programs. You acknowledge and agree that all content and services available on this site are property of the Company or its advertisers and licensors, or the owners of the products and services referenced on this site and are protected by copyrights, trademarks, service marks, patents, trade secrets, and other proprietary rights and laws, in the U.S. and internationally. All rights not expressly granted herein are fully reserved by the Company, its advertisers and licensors, as the case may be. Any products or services listed, mentioned, discussed or published in any manner on this site are acknowledged by Company to be protected by copyrights, trademarks, service marks and any other indicia of ownership, as the case may be, by their rightful owners respectively.
LICENSE RESTRICTIONS
You must provide valid information to become a Member. You agree not to make any false or fraudulent statements in your use of or to gain access to this site or during your Membership. You agree not to sell, license, rent, lease, modify, distribute, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works for compensation any materials, code or content on or from this site that is property of Company or that of any advertiser. In addition, use of the content or materials for any purpose not expressly permitted is prohibited.
You agree that you shall not try to reverse engineer, reverse assemble, reverse compile, decompile, disassemble, translate or otherwise alter, defraud or create false results from any executable code, contents or materials on or received via this site or any advertiser’s site. You understand that such actions are likely to subject you to serious civil and criminal legal penalties and that Company shall pursue such penalties to the full extent of the law to protect its rights and the rights of its licensors.
Accessing this site, and services, products or contents available on this site from places outside the U.S. where their contents are illegal, is prohibited. None of the information on this site may be downloaded, exported or re-exported into Libya, Iraq, North Korea, Cuba, the National Union for the Total Independence of Angola (UNITA), Iran, Syria, Sudan, Burma (Myanmar), Serbia, Sierra Leone, Liberia, designated Terrorists and international Narcotics Traffickers, Foreign Terrorist Organizations, and/or designated foreign persons who have engaged in activities related to the proliferation of weapons of mass destruction or any other country with restrictions imposed by the U.S. Government. By using this site, you agree that you are not a citizen of or a resident in any of these countries. You agree that you shall comply with all applicable export and import control laws and regulations in your use of this site, or materials or services received through this site, and, in particular, you shall not export or re-export anything on or received through this site in violation of local or foreign export laws and/or without all required U.S. and foreign government licenses. The Company makes no representation that materials on this site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited.
THIRD PARTY SITES
You may have the opportunity to transfer to online merchants or other third party sites through links or frames from this Site. You must read such other sites’ Terms and Conditions and/or Privacy Policies before using such sites in order to be aware of the terms and conditions of use. You acknowledge that the Company is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the contents, products, services or any transmissions received through such sites. The inclusion of such a link or frame does not imply endorsement of this site by the Company, its advertisers or licensors, any association with its operators and is provided solely for your convenience. You agree that the Company and its licensors have no liability whatsoever from such third party sites and your usage of them.